Dreams- secrets on how to actualize them.

The power of positive thinking cannot be over-emphasized. The people who have turned around the world were not the most gifted but those who had positive dreams and worked towards achieving them. Ten years from now, you may not be able to dream as you can now, and even if you were, you may be time barred to achieve them. This means that the time is now; to dream and act towards actualizing them. Do not wait for tomorrow, in fact tomorrow will be late by a day.

What is it all about dreams? Just take a while a think about what you would like to be written or said about you at your funeral. That is exactly the kind of life you will have lived. But you have all the powers to dictate what will be written about you. However, we do not just get to our destinies to have good testimonies at our burial ceremonies but to die as achievers having offered everything that was within our abilities. Of course, nobody would like to die knowing that he has achieved nothing.

How do you dream or what should I dream about? There is nothing like being over ambitious when it comes to what you would like to be. Dream as big as you can imagine. Remember that all dreams are achievable. If you can conceive it in your mind, you can achieve it.

How do you achieve it? It is definitely not an event. You must work daily towards it. It becomes something that you are thinking about as you live and looking for ways to make it a reality.

Dealing with marriage crisis

A marriage is not a bed of roses and even if it were, roses also have thorns. Getting into a marriage with a mind-set that you will not get any trouble can only be termed as suicidal. In fact, marriage is just the beginning of problem. But we can not run away from problems and crisis. We have the responsibility to ensure that ensure that the things that happen to us are beneficial and avoid being victims of circumstances. How can this be done?

Majority of marriage problems may be bigger in scope than you can ever imagine. What you are seeing as the problem may not be the actual problem and so you need to adjust your mind early and get to the root cause. This means that you need to go into the problem having already set to handle the worst.

There are no secrets in this world and both parties to the marriage must be ready to disclose all the material facts. This means that everyone must have the willingness to solve the problem by getting into its root cause. Be informed that if you try to suppress any information during a crisis, it will eventually be disseminated and the other party will see it as lack of faithfulness.

Most crisis end officially with the settlement of some kind and this must be accompanied by a sacrifice from one or both parties. After the crisis come the clean up, clean up means change and often accompanied by promises.

Guidelines on how to identify and avoid unrealistic management practices.

Every business wants to succeed. This has left managers struggling with every piece of information that could at least guarantee their success in business. There are a lot of journals, newspapers, magazines and other reading materials that contain much information on business management. I appreciate the fact that managers are able to access a wealth of knowledge from different websites that if well implemented will enable them to take their businesses to the next level. However, be careful about some management tips normally given by unqualified and inexperienced writers who not only give us wrong ideas but also unworkable and unpractical styles. This has made many organizations to fail simply because tried something that does not apply to them.

Not all principles are unrealistic. Some are just not applicable to your organization. Therefore while reading these articles; you need to ask yourself if what you are putting in your mind can be correctly applied in your organization without bringing unnecessary complications and hence resulting into success. Some of the things that you are sometimes advised to put in your business may actually cause the business to have a downward trend.

You must identify who to follow. Make sure you have reliable and experienced managers who share their experiences in writing. In short, know your writer. But every manager must have the ability to judge responsibly and take what works for him. Some writers also put things in such a complicated manner that sounds so friendly to the ears but proves very hard to implement. Avoid the ones that are so complex

Turning around a boring life to them one you want

How often do you meet people who admit that they are truly excited about life? Most likely, rarely. The perfect life, it appears when I ask around, is elusive for many. In fact, less than 20% of people existing today were exposed to the right circumstances that enabled them to make the right choices early in life. There are therefore very few who stand a high chance to get the life that matches their aspirations if these statistics were to be interpreted literally.

The rest are likely to make regrettable decisions, influence mainly influenced by stereotypes and parents. This may explain the reason why many people I meet always wish they were living a different life or were not born in their respective families. Given this reality; that the perfect life escaped from our hands many years ago, the wise option is, finding ways of making our current status work for us. It simply means making things work out on your side, at least in the meantime, instead of constantly looking elsewhere and getting increasingly frustrated and hoping you were somebody else.

The first step is, to establish the fine details of the things you hate about your current status. List them down. The next step is to take the necessary and possible measures to reverse the negative aspects of the life you are living currently. You must take time to know where your problem really lies and analyze the possible ways of making things good. Remember that the best way to appreciate life is to imagine yourself without one.

The law on the duty to prepare, lay and deliver accounts.

At one time, the keeping of accounts by a company was considered merely as the domestic concern or an in-house affair of the company and its stakeholders. But that is no more because the modern legislation has been secured to expose the financial affairs of a company. Publications of the accounts sis now insisted upon to provide shareholders with all the necessarily information of the financial position of the business in a form that they can understand and also due to the fact that it is a matter of public importance for large companies.

The author of this article therefore tries to expose the accounting records that must be kept by a company. Under the companies Act, records must be sufficient to show and explain the company’s transactions. This means that such kind of accounts must disclose with reasonable accuracy, at any time, the financial position of the business. They must also enable the directors to ensure that any balance sheet or profit and loss account prepared by them complies with the requirements of the companies Act.

Accounting records must be kept by the company’s registered office or at such other place as the directors may think fit, and must at all times be open to inspection by company officers. In respect of each accounting reference period of a company, the directors must lay before the company in the general meeting a copy of the profit and loss account, the balance sheet, auditors’ report and the directors’ report. These are expected give a fair view of the business transactions.

The law relating to transfer of shares

The stock market has become the backbone of many economies in the world. Unfortunately, those who are engaged in such markets know little or nothing on the law that regulate their trading. One of the very critical areas that every investor must know is the laws that govern the transfer of shares by a company and also individuals. There is a distinction between a transfer of shares and the transmission of shares. A transfer is by the act of the member of a company, while transmission occurs by operation of the law on the death or the bankruptcy of a member.

Every shareholder has a right to transfer his or her shares unless otherwise provided in the articles. As per the companies Act, “it is provided that the shares in a company under these Acts shall be capable of being transferred in a manner provided by the regulations of the company. Such regulations of the company may impose restraints upon the right of transfer….”

However, the directors of a company may, in their absolute discretion and without assigning any reason therefore, refuse to register any transfer of share. In such a case, the court may not interfere with the transfer unless one shows that the directors are exercising their discretion improperly.

A forged transfer of shares is a nullity and cannot affect the title of the shareholder whose signature is forged. If the company therefore has registered the forged transfer and removed the true owner of the rights from the register, it can be compelled to replace him.

Law and company registration

Are you in a business where you and other partners are unsettled whether to register the business or not? You may also have begun a business that you are not sure whether to turn it to an officially registered entity. The truth is that you do not need to hesitate any more. Business registration will bring you many advantages that you may not be seeing at the moment, build your business confidence and improve your public image.

To begin, understand that a registered company is a corporation, that is, a separate legal entity distinct from its members. To be more precise, the debts and the contracts of a listed company are those of the business and not of the members. This benefit extends to the fact that unless the business is wound up, it has perpetual succession. This is simply means that it is not affected by death, bankruptcy, mental disorder or retirement of any of its members.

The property of a registered company belongs to and vested in the company, so that there is no change in the ownership of, or in the formal title to, the property on a change in the ownership of shares in the company. A listed business can therefore contract with its members and can sue and be sued on such contracts.

One of the most important things to note is that the number of people in a private registered company cannot exceed fifty persons but there is no limit on the number in a public one, but, except in cases such as certain partners are practicing professional men as accountants, solicitors, stockbrokers, agents, surveyors, actuaries and so on.

Company registration- procedure and law implications

The business world today is more sophisticated with many factors dictating whether you will be or even fail to appear in the list of successful business people. Unfortunately, many people want to engage in business without necessarily observing the law requirements. This puts you at a danger of loosing a lot of money in future if there is anything that has some law implications. In fact, so long as you are living in a land where there is law that governs behavior, know that all that you do, including business has some law.

Are you thinking of registering your company, and do you know the procedure involved? Business registration is one of the fundamental pre-requisites that define a serious business person. This shows that you are serious about business achievements. Know that you must build a strong foundation as it dictates how far you will go. Registration is an investment. It may appear costly in terms of time and the lengthy processes involved, but in the long run, it is very beneficial. No matter how carefully you do you finishing, if you do not lay the best foundation for you house, it will collapse at the most critical moment. This also applies to business.

If you are involved in a business where there are many partners, you need to forward you application for registration with several documents. First, a memorandum of association which states the objects of the company must be produced. Objects of the company is a word used to describe the main items in he company. These include the name, capital, official office, the directors and any other relevant divisions.

Establishing values that guarantee your destiny

While your own mission statements announces where you want to be ten years from now, it is the description of your own values that communicates the behaviors that will get you there. People always overlook this important step which they should be using as matching orders towards a successful life. Developing the values that will support your mission requires the involvement of all the faculties of your life and commitment from your own self.

You must begin by coming up with the first version of the principles that will enable you get there. But you should make sure that you repeatedly look over them to establish their authenticity. The description of your principles must be very specific. You should look at developing ethics that are not self centered. Never let your self centeredness be the stumbling block in the way of doing well to others. In fact, treat others the way you would want to be treated. Further, never try to get into relationships in order to maximize short term gains at the expense of building enduring relationships.

Look for ways to make you follow the values that you have laid down for yourself. To make such principles really mean something, you must be accountable to yourself and to another trustworthy person. This may sometimes call for reward to yourself for exhibiting them consistently. Remember that the mission statements for your life and the values must be mutually reinforcing in order for them to work as a winning preposition. In most common scenarios, a mission and values rapture due to the little life crises.

Tips to do basic counseling

Sometimes we can insensitively perceive situations according to personal interest. This will inevitably invoke all manner of reactions, and whether in the workplace or the family, the way a hurting person is handled can have a bearing on time management and stress levels and hence lower productivity. Sometimes when you are least affected, you may tend to display a ‘I do not care’ attitude, which could injure the hurting person especially if he/she in handling family wrangles, disjointed relatives and confusing friends.

Shock, denial, anger, guilt and sadness must be dealt with when counseling a hurting person. Of course, these must be dealt with before acceptance and growth can occur. The way stress is managed makes a difference, in the person, in family and the workplace. On the other hand, companies tend to discourage showing stress openly in office because this may cause disorganization, negativity, and apathy at work which is passed to the customers.

Indeed, stress bring with it confusion and most people may not know what to do or say, or maybe they do but still find themselves saying the wrong things. Helping a hurting person should not be in form of mini ceremonies, but simply simple advices. This is because giving extra attention may be more confusing to the person. A hurting person will appreciate your concern of picking up one of his responsibilities temporarily. This means that you must be able to understand the signs of a person who need help which include marked changes in personalities or detachment to emotions.

Simple Guidelines on writing a workable business plan

Have you ever considered putting down a business plan? Many people have considered it a hard task and left it in the hands of experts. What you do not understand is that there is nobody who can correctly put down the plan as you can for yourself. Everyone who intends to engage him/herself or is already in business must learn how to write a workable business plan.

The author of this article therefore intends to demystify the issues of planning for your business. To begin, you must ask yourself what kind of business you want to engage in. I simple terms, a business plan is what you are visualizing to be your business, the way it will be run and the expected results.

This clearly suggests that you must begin by putting down your vision, mission and the objectives of your business. The vision is how far you want you business to go while the mission means the strategies that will be put in place to achieve your vision.

Next your must think about the financial aspects of your business. This is simply known as the financial plan. Here, one considers how the business will be funded and the ways in which such funds will be used.

The operations plan comes next. This is where you clearly state how you will run your business. Others call it the organizational structure. Organize your company in a way that it will work best.

The marketing aspects of the company cannot be ignored. This calls for a marketing plan. Here, think on the ways of marketing the products you produce.

How to develop and achieve your dreams

Many people will die with their potentials. No wonder it is said that the graves are the wealthiest places on the planet simply because many people have died without reaching their destinies. But what makes people unsuccessful? This is a critical question that should run across each mind that has a dream of impacting generations. I have discovered that it many young people dream a lot about how they want to become great and change the world.

Unfortunately, not many people achieve their dreams. The main reason why dreams are unaccomplished or aborted is because people do nothing about them. It is one thing to dream and quite another to work towards achieving them. If you develop a desire to do something, you must begin working on it today. Young people relax and wait to accomplish them later in life, only to discover that time is gone and they are already old to achieve anything.

To develop achievable dreams, begin by thinking about what you want to achieve in life or where you want to be when you lie on your death bed. Do not be afraid to dream big. There is nothing like being over-ambitious when it comes to dreams. After these imaginations, you must put them down on paper. This shows that you believe in and have already internalized them.

Birds of the same feather flock together. This is to mean that you must be in the company of dreamers. You must understand that there also dream-killers. Dream killers are those people who do not believe that you could possibly achieve it.

Guidelines on online marketing

The much anticipated fact that all businesses will one day turn online is almost a reality. This means that using the internet to do your business and earn while sitting at home has become much easier, reliable and hopefully cheaper. As a business person, you must therefore scale up your options to include interactive marketing online options. This will automatically catapult your business to the next level. In other worlds, a visionary business person should position him/herself in a way that he will enjoy the full benefits of online business.

One easy way that has proved to be an effective but affordable way of marketing is the use of e-newsletters. Such kind of letters should be linked to your website such that at a simple click your site opens. This is an extremely powerful strategy because it a relationship building tool which can turn strangers into friends and eventually into customers.

But you must understand that today, everyone is in a hurry especially when reading newsletters. This means that you must take into account the amount of time you expect a person to spend reading the letter. Therefore, try keeping it short and breaking each section into smaller, easy to read segments. This should also be accompanied by bold headlines which are eye catching and encouraging the reader to stop for a moment and think over it.

When doing online marketing, always remember to include a client who has achieved great results by using your products. Remember, it is more costly to lie. Try to be as realistic as possible.

Exchanging marketing strategies

Most of the times, when we hear of exchange programs, what quickly runs through our minds is how students and young professional in apprenticeship will visit each others countries and territories. This is mainly done to expose them to different environments and learn how things are done away from home. What never crosses our minds is that we could as well use this strategy to boost our customer base and hence expand our potential consumers.

In the real business environment, there are strategies that work for our competitors but just cannot work for you. Wise men say that one man’s meat is another man’s poison. But identifying a partnering business in the same industry you are in, can work well for you. Remember that the idea behind this is not who beats who but is focusing on the customer. Many businesses spend a lot of time trying to outdo each other instead of increasing their customer base.

Entering into a business partnership with one of your biggest competitors will ensure that you outdo all the others and consequently pushing them out of the market or else getting the lion’s share. As partners, you should concentrate on how to attract customers to your businesses. This calls for sincerity and sharing the tips that have worked and those which have not. Both of you are able to look at the possible marketing strategies that will guarantee your success and intensify your profit search.

Working in an environment where businesses work together means that the center of attention will definitely shift from the competitor.

Job applications- how to beat other applicants.

Many people who graduate from colleges and other tertiary institutions have one thing in mind, how to get a job. This is because many educational systems are designed to train young people on how to get employed. But seeking an employment has proved to be one of the most challenging affairs even after working hard in school. Every job seeker should put some important tips in mind when looking for a job.

A recruiting team puts into consideration various factors that results in a final successful candidate. First, work and deceit cannot go together. Research has shown that most applicants who lie during their applications are rejected by the managers, to be precise 93% of such are often disqualified. Ensure therefore that you remain truthful in all searches to increase your chances of success.

Secondly, you must follow the instructions issued in the vacancy to the latter. Many applicants fail to be short listed since they do not conform to the required basic instructions. Most managers will assume that if you cannot follow the requirements now, you will also give them a hard time when you get the job. They will be quick to get rid of you.

How good is your application? Did you know that 84% of managers would eliminate a candidate whose application contains a typing or printing error? This suggests that you must proofread your cover letter and resume more than once before releasing it for consideration. Do not be in a hurry to post your application before going over it thoroughly.

Excellence in business: must I be trained?

An insight into the current levels of business performance suggests that a significant number of business people are not satisfied with how they businesses are doing. The business industry in the world today has tremendously transformed. Unfortunately, many people have not repackaged themselves well to confront this dynamism. Business management and becoming a successful businessman/woman are two different things. Amazingly, there are many successful business managers that are not trained in the business field. Successful management depends on your personality, ability to co-ordinate; control your resources, and proper study of the market.

Have you not wondered why a person with no business training or prior experience finds him/herself behind a successful business, while others with certificates seem not to be finding their way out? There is absolutely no connection between business training and becoming a successful investor. However, the sudden growth in the business sector has come along with many challenges and competition from other business owners. Business owner are hence ready to do just about anything to attract the attention of potential customers. One of these strategies has been the recruitment of personalities perceived to be the top managers and influential policy makers.

Anyway, a consideration to engage in a business course before start a business is a prudent idea but not a prerequisite in starting a business. All you need to do is to do a critical assessment of what appeals to your target customers to more effectively start position yourself in the business world. Most of the many investors now little on management but have employed professional to do the work for them.

building a marketing team

Business marketers have a big role to play in the success of their departments. Whether the marketers are working for a small company or a large entity, good, solid marketing skills are the only ways for guaranteed business success. Even the businesses which have had achievements in particular brands, the need for updated marketing skills is most essential.

A good marketer needs to develop a relationship with the people he/she intends to sell to and the people he is working with. In the work place, you are a coach for your team of marketers. Of course, if they are comfortable with their coach, they will be comfortable doing their job and being there everyday.

A good way of coming up with an excellent marketing team is from the beginning. When you recruit new marketers, it is important that during their orientation, someone shows them how to do their job correctly. Remember that training them on how to do their job so that there is no room for confusion is an effort worth repeating. This also means that when a new policy is introduced in your business, you must ensure that all the employees are informed of the changes so that they can continue to do the good job. When you help your team to do their job correctly, this department will run smoothly and fewer mistakes will be made and thus enhancing the chances of success.

You must show some sense of encourage and set a good example and one of leadership and purpose. The team leader carries the team to success because he/she is the root of the team.

why prices will remain high after the economic crisis

The announcement of the anticipated economic recovery and business growth has raised expectations. This will evidently address business related issues and challenges in the world market. But it is important to understand that some of the envisaged advantages, especially pricing and the cost of doing business may not happen overnight. America is the only country which is expected to declare the path of recovery; this of course will have the greatest impact on Barrack Obama's administration. Very soon, the whole world should experience revival; ultimately and hopefully, pricing will be driven by competition.

You would have to make a holistic assessment of the effects of global recession and the current status of the world business so as to come up with a conclusive account of the expected business trends in a few weeks. This goes beyond a mere declaration of an end to the global economic crisis. Have in mind that a simple assertion of recovery does not end the recession.

First, in order to bring down costs, we have to focus on the current charge of doing business. The business operating costs is a puzzle that can only be solved by putting in to consideration many other factors. We must look into the cost of oil and oil products, government taxation rates and other relevant factors that result in increased prices.

Secondly, it is common knowledge that businesses were experiencing minimal profits and sometimes losses. This is therefore their time to recover all that they had lost. It means that many businessmen/woman may not be in a hurry to reduce prices since they are still trying to make up for what they lost previously.

World economic crisis- nuggets for recovery

Everyone has felt its impact. When it began, we all felt as if it would be eternity but now individuals, small businesses and big companies are putting themselves together and looking forward for good times in the near future. This is where the common saying ‘if you fail to plan, you are planning to fail applies’. I want you to know that if you are not careful today, you may as well fail to realize when the full economic recovery comes. Understand that this may cause you to continue making loses while other businesses are experiencing a breakthrough.

You must begin thinking of how you will place yourself in a position to begin enjoying economic recovery now. It is time to go out and do business even more than before the crisis. Anyway, you must begin by restructuring your business to fit into the current economic environment. This is done by identifying what your business needs most. For example, there are businesses which have not been having enough staff with the intention of cutting down costs. This has led to great inefficiency. Anyway, it had also its advantage of making sure that the business survived the recession. So go on and add a few most wanted staff.

You marketing campaign must also be one of your priorities. Please note that consumer priorities, tastes and preferences may have changed during the recession. You therefore need to establish what they want now. A simple market research will help you establish this. Find out what they are using now, their location and the availability of such products.

Tips for Market research

Market research is aimed at exposing you to the various elements in your business environment. Market research should help you come up with strategies that will accelerate your business towards increased profits. Many people find themselves in a fix because they know the importance of a market research but do not know how or what should be measured.

Whenever you go to the field, you must be ready to relate your products, price, place and promotion. These are the four fundamentals of marketing. Market research therefore helps you to know how these four concepts interact in the real environment. It therefore means that they are the basic areas which your research must cover. You are simply supplementing what you know from theoretical knowledge with practical issues on the ground. This forms the major reason for market research.

The first thing to think about is your product. You must establish what kind of products will do well in the market. It is important to study what your competitors are providing and think of ways to improve on the products. Always remember that your business exists to satisfy your clients’ needs and therefore you must give whatever they want.

As you study price, you must establish how much would be appropriate for your customers. Remember that your products should also sell for a price that brings some returns for your business. This calls for a proper balance that pays for both your business and the customer.

Next, establish the success possibilities of the place you intend to operate in.

Developing a good business image

Consumers are generally obsessed with company image. They tend to buy more from the companies with the best reputation. They love shopping from malls that carry a good name and will stop over to see what the latest designs on stock are. However, a good business name only comes through a rigorous campaign for your business. In contrast, many company managers see such campaigns differently. In fact most businesses are not particularly concerned about their business image. They see it as a tertiary need: something to just make the owner to feel good and has no financial gains. This is probably why such kind of attitude makes them struggle to inject more on other marketing strategies.

It is time that businessmen and women change their perceptions of public image. You need to understand is that the way people’s perception could leave a lasting impression on their minds. It takes a very short time for a client to form an opinion of a business and it is primarily based on how he/she perceives it. This goes a long way to dictate whether they will prefer your goods or services or those of your competitors.

Of course, you cannot show up in a marketing session carelessly dressed and expect to win a client’s attention. It will only make them ask ‘if he/she does care enough to make a good first impression, how good can the products he/she is offering be? You could have products that may not be up to standards but if your business has a good image, you may end up making unexpected sales.

Life success: lessons that you must learn.

The world today needs people who can ‘think outside the box’. I have recently discovered that there is always an opportunity for everyone to write history once in a lifetime. You only become influential and successful only when you discover your opportune time to write history and work on it. Even the most successful businessmen and women will confirm to you that thou they may have traded for a long time, a timely business deal emerged that sealed their business success.

Consistency is one essential character of world’s leading success stories. If you consistently do something, your breakthrough will eventually come. Remember that nature is designed to reward the consistent. But this reward will only be great if you realize the advancement moment.

Business marketing strategies may not work for your business as they have done for others. This is because your competitor’s success may be your downfall. But you must identify what works for you and do your best. Believe that by doing it over and over again; you will eventually emerge with outright success.

Everyone who wants to climb to the top of the success ladder must believe in him/herself. There is no success that comes knocking at everyone’s door. You must work for it. This is not possible for cowards and people with great inferiority complex.

It goes without say that success comes to those who have identified their in born abilities towards a particular course. Michael Jackson became a king in the music industry by identifying his music potential. I will therefore be right to propose that they are so many Michael Jacksons who are struggling to make ends meet in other professions like medicine or engineering.

Life and Business after the economic crisis.

Three years ago most businesses were at the top of success. Then, customers loved shopping and spending long hours in shopping malls. Above all, cash flow was at peak and accessing any kind of credit was easy. Of course, easy cash flow openned doors for more business since finances were readily available.

Since the beginning of the world economic crisis, it is only a few months ago that many businesses were able to design strategies to contain the situation. Interestingly, other businesses are closing and more others struggling to survive. Anyone trying to convince businessmen that they will ever smile and enjoy business again seems to make a deadly mistake. However, the truth is that you will definitely determine how life will be now. You preparedness today determines your success tomorrow. Few months from now, businessmen and women will be laughing all the way to the banks.

Your energy and compassion needs to be seen in your determination towards recovery. Thou the economic crisis may have claimed your business a lot of money, your recovery is certain, only if you put down strategies for quick business revival. Unfortunately, very few individuals and companies are taking the initiative of coming up with deep convictions for recovery.

Please note that you could begin enjoying economic recovery even before the end of the worldwide crisis. But this is not automatic; there need to be laid down recovery initiatives. You need to begin coming up with suggestions that could lead to business and personal financial revitalization.

Financial management- personal and business level.

Going through the financial crisis, either at a personal level or in business is one of the most disturbing experiences. It is hard seeing your highly prized possessions or business property that you have worked for along time, being disposed to keep you or your business going. Financial crisis is usually painful as you see your status in the society taking a nosedive, while the people expect you to continue with your position with the money you do not have. Anyway, such kind of misery and pain should leave you a much stronger person and not heart broken.

Many financial crisis only comes because of lack of plan or those which are fragile and cannot sustain your needs. Those who do business face a great risk of failing dramatically especially during economic recession thou those in employment are not totally invulnerable. All that one needs to understand is that financial planning forms a major part of our day to day life and dictates who we become and what we can do in the future.

At a personal level, it will be sad to see someone who retires from a luxurious corporate life full of holidays in the best resorts in the world to lack stricken life. This is where many understand that they had not planned their money well during their working years.

For those in business, it is more frustrating to see organizations laying off most of their staff to try and cut down on costs. One would wonder why a global recession which only lasts for less than twenty four months should bring down a company that has existed for the last thirty years. How would you explain that except by seeing how bad the finances of that company were managed?

Breasts pains and the health implications.

Have you been experiencing some breasts pains? Is it associated with cancer? Of course breast cancer is a threat to every woman that exists in the world today. Most women will always wonder what the breast pains they are experiencing imply and pray that they are never associated with breast cancer. The truth is that many women experience this kind of pains although most are not life threatening. This does not mean that one should just ignore such pains.

It has been known for a long time that this kind of pain is normally associated with the menstrual cycle. The pains begin almost immediately after ovulation and amplify its intensity until the beginning of menses. After this it slowly disappears. Mostly, cycle related pains affect both breasts.

Other factors can also cause these kinds of pains. Such factors include infertility drugs administered to women and some oral contraceptives. This simply suggests that you must know what exactly causes the pains that you are experiencing. One thing to note is, unlike cycle related pains, other factors cause pains in one breast only but at times crosses to the other.

The size of the breasts has also been linked to non-cyclic breasts pains. Women with large breasts may experience pains that are related to the size of these organs. This kinds of pains is occasionally accompanied by neck, shoulder and/or back pains.

It has been proved that low fat diets are good in reducing breasts pains. Relation therapy is also important. Care need to be taken because these pains may be related to other diseases like arthritis.

Water- daily intake and your health.

Since childhood, I have been advised not only by my teachers but also doctors that I should take eight glasses of water daily. Unfortunately, the eight glasses a day rule, is rarely adhered to and hence the body slowly develops complications due to dehydration. The importance of water in our bodies cannot be overemphasized. If you are yet to adapt the habit, begin today.

There is a deep connection between the amount of water you take daily and the kind of skin you have. It only takes a few days for your skin to become fairer with the increase in the number of glasses. You need to know that water serves as the agent that flushes away toxins from your body. Toxins are chemical substances as a result of the body processes. Without water, your cell will not be able to remove waste products from your body. These waste materials may pile up in your body and later cause diseases. Water also goes a long way to hydrate your skin and hence reducing dryness.

Have you ever known that your frequent headaches may be as result of lack of enough water in your body? The body chemistry behind this is that if you continue taking too little water, you body perceives this as a risk to survival. The immediate response is to begin to retain water. This may cause swollen feet, hands or any other body part.

Those who are struggling to loose weight could do it faster by taking more water. This is because you need to speed up your level of metabolism.

Putting potential into action

Today, almost everyone has heard much about his/her in-born abilities. Great motivational speakers stress the fact that everybody has a lot of potential which if put to action could bring incredible results. It takes one a lot of time to believe in him/herself especially if you come from a humble background. The truth is that your success should not be tied to your academic performance or childhood experiences. The fact that you may not have done well in your class work can not be used to fully declare you a failure in life. Remember that there are so many success stories that were born away from classrooms. All you need to do is to identify your inner abilities and put them into action. But the truth is that identifying such abilities and activating them in where the hardest task is.

Unfortunately, many people try to become other people in the pretense of following a role model. One discovers after wasting a lot of time that whoever they thought to be a role model was actually misleading them. For example, I have come across people who have more than four undergraduate degrees and end up just practicing in one profession. This simply means that they have been going round trying to locate where their happiness is. You will only find satisfaction when you discover that in born potential. Here, you do things with a lot of ease and the rest is a success story. Your potential is turned into action by just identifying it. Thus the greatest step into greatness is identification of inner abilities.

Office affairs- boss and subordinate dangerous love affair.

Nothing is so attractive to a male boss than a confident lady with an unwavering self esteem. It is said that men love challenges and the truth is that they will be trying their best to win that tough lady. You may be rich, well educated, driving the latest car and so on but confidence is what gives an icing to the cake. Every man will feel privileged to have a lady that was hard to win around him.

Just like a family, work place relationships are a part of every office and they come in all designs, patterns, and strategies and of course intensities. But I must admit that love affairs are not encouraged in most offices and mainly occur due to a lapse in the human resource department. The extreme happens when boss is eyeing one of the new subordinates. From experience, I have discovered that the bosses always want to date somebody new in the office and have no business with the old colleagues. This should sound an alarm to the new comer. Know that your boss had another lover before you came in.

Anyway, you should not just dismiss everybody who is showing some interest in you. But be careful about the people who are almost dating you on your first day in office. Every serious man will pay the price for it, even if it takes two years. To avoid the disappointments of having to deal with broken relationships hangovers, it is better to date outside your office.

Marketing- what you must know

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For every product success story, there must be a significant level of marketing. The main aim of marketing your products is to avail information to your prospective customers but the decision whether to buy those products or not, exclusively remains with the customer. This calls for proper marketing tips that present your products as the most outstanding in the market.

Every successful marketer knows that market research is vital for him/her to remain on the course of business. This means that you must discover who your potential customers are. This largely depends on what products you sell. Go ahead to know where they are particularly located. This enables you to decide the possibility of the products reaching them.

Before you think of marketing your products, think of your public image. Some businesses do not even need to market their services since the consumers already have a bad perception towards them. You must market your business first before marketing your product. Remember that you goods or services will be associated with the image of your company.

It pays a lot when you have all the information regarding the goods that you are selling. Your clients will feel more convinced about the products if you are also using them. This shows that what you are selling is not harmful and is worth trying.

You must also work on yourself before meeting your clients. Wear a smiling face and speak confidently. Your prospective customers will probably be looking forward to see if you believe in the information you are providing. Avoid anything that would suggest that there is a degree of uncertainty on the performance of your products.

Managing business change

Companies spend many resources in designing new ideas and ways of doing things. Unfortunately, much can be structured in meetings and change seminars but as soon they end, minutes are filed and no one may take the initiative of following up such deliberations. Such outstanding plans may later attract skeptics, insecurity and mistrust among top managers, especially those who are likely to lose as a result of the proposed changes.

The truth is that annually, many organizations develop many positive convictions but hardly go into details of developing a realizable implementation plan. Change requires a lot of practical tactics to avoid the resistances that come from various stakeholders. However, to successfully initiate change in any business, you need to involve all the stakeholders and win their confidence that whatever will be implemented will benefit the whole organization. Remember that the results of the intended change matter than the methods.

Every successful change must follow a certain implementation sequence. You will eventually fail if you implement a proposed change at once. To facilitate a smooth way of implementation, you need to learn the business culture so that you can know what stage of business growth is ripe for change. Change should be implemented so tactfully that many will not feel its effects. Have in mind that people will be curious to see the results.

Anyway, patience must be developed when a new way of doing things come into being. A sudden positive result may not be achieved but eventually, the desired goal will be a reality for a well structured change.

Designing your house: how safe is it?

It has always been unfortunate when a house collapses and people lose lives and property. Annually, there are many accidents of such kind. Builders are now more concern about how well the roof they live under will protect them. Thou houses are supposed to provide protection against our day to day risks; they could as well be the cause of loss to your life. So be careful.

There is a global list of how house designs differ in their stability and permanency. Some designs that are considered ‘ordinary’ give a high level of stability and security to life, while others that are expensive do not. The first step in ensuring that your house is safe is to make sure that you go for professional designers. Your architect may demand a lot of money, usually a percentage of the estimated cost of the house, so be ready. Know that this is the foundation of your house and do not be in a haste to look for cheap services. Remember that cheap is expensive in the long run. This should ring a bell in your mind that you only begin building a house when you are fully prepared.

There are so many factors to consider while planning for the safety of your house. One of the most important is to know the risks that exist in the area you intend to live. This is followed by analysis other factors such as weather and climatic conditions, likelihood of attacks by wild animals and of course the frequency of natural calamities.

Global recession- dealing with the crisis

Of all the risks and challenges facing a business currently, the world economic crisis poses the greatest threat to the success of very business. Businesses have been found to be spending much in diverse strategies to try and survive the economic crisis regardless of the fall in income. The truth is that the uncertainty that surrounds the performance of every business makes it hard to fully prepare to combat such crisis.

Environmental changes, rising oil prices, unhealthy competition and many more factors have contributed to the sudden recession. Not only has doing business become expensive but also more risky. It is becoming more challenging when issues of which marketing strategy to be used emerge. Access to affordable and effective advertisement techniques is therefore of great significance. Here, understand that you should not overspend in marketing your products but rather go for the most effective but efficient method.

Remember that your business could record more profits depending on how you view the crisis. This means that you must be positive to the point of seeing your business beating the financial crisis. Unfortunately, many business managers have already predicted a fall in profits. Know that consumers are also aware of the crisis and therefore are extremely careful on their spending. This means that your marketing team must be alert to know what products and services are selling. What business owners forget is that you do not decide what to sell to your customers but it is the customers who decide what to buy.

Office affairs: dealing with the crisis.

You are new in an office and wondering how to go about the normal office operations. This is compounded by your new workmates who are intently gazing at you. You begin wondering whether it is your dress, make-up or hairstyle. You also notice a lady who appears to be gossiping behind your back. Looking around, you realize that your colleagues are taking in pairs, including your boss. Should you look for someone to talk to?

For every newcomer in an office, the line between office issues and other social issues is often unclear. Many people feel open in social gatherings but in those where colleagues are present, it is usually business, everyone trying to avoid any unwelcoming move by a workmate. This works most times because at work, many people view you as a professional.

One of the greatest risks of having an affair in the office is that something negative will always come out of it. Remember that any relationship is capable of affecting your career. A colleague today may end up being your bosses in the next few months or years. It may not work well if you had something that did work out between you. He or she might as well remember how you treated him or her. However, this does not mean that you should be strict, turning down every conversation that comes your way. You just need to learn that being a good friend to all without necessary promising anyone anything is a sure way of being part of the office. On the other hand, remember that there are relationships that have succeeded.